MTD Deadlines and Reporting Rules: What Self Employed and Landlords Must Know.

Digital graphic showing MTD reporting deadlines with calendar and warning icons, highlighting the 7 August submission date for self-employed and landlords.

When will MTD apply to you? This guide covers all income thresholds, start dates, and quarterly submission deadlines for self-employed and landlords.

Making Tax Digital (MTD) for Income Tax: Your Step by Step Guide for 2026

Dora Ngoma, Chartered Accountant at Grace Certified Accountants, helping self-employed clients and landlords prepare for Making Tax Digital.

MTD for Income Tax is on its way. From April 2026, self-employed people and landlords earning over £50k must report quarterly using software. This guide explains who’s affected, how it works, and what you should do now

New Companies House ID Verification Rules Coming Autumn 2025 – What You Need to Know

Woman completing identity verification online using a passport and ID card, representing Companies House ID check requirements

From Autumn 2025, all UK company directors, PSCs and agents must verify their ID with Companies House. Here’s how the new rules work — and what you need to do.

The Difference Between Capital and Revenue Expenses on Your Rental Property.

Model house on British banknotes with calculator and pen, representing property expenses and landlord tax deductions.

Not all property expenses are treated the same for tax. Learn the key differences between capital and revenue expenses, what you can claim, and when to report them — so you don’t fall foul of HMRC rules.

Sole Trader vs Limited Company — Which is Better for Tax?

A split screen showing a confident businesswoman at a desk on one side (representing a Sole Trader) and a small team around a meeting table on the other (representing a Limited Company).

Choosing between a Sole Trader and a Limited Company affects your tax, liability, and business structure. This guide breaks down the pros and cons, tax rules, and how to decide what’s right for you.

Top Ways to Legally Pay Less on Your Self-Assessment Tax Bill

A Business owner reviewing receipts and tax documents, calculating how to reduce their Self-Assessment bill

No one wants to pay more tax than they have to. These 8 tips will help you reduce your Self-Assessment tax bill legally — and keep more of your hard-earned cash.

About Me

Dora Ngoma, Chartered Accountant at Grace Certified Accountants, helping self-employed clients and landlords prepare for Making Tax Digital.

From a childhood bakery in Zambia to founding a modern UK accountancy firm, Dora Ngoma shares the story behind Grace Certified Accountants — and why people come first.

Surviving an HMRC Audit: What Triggers Investigations and How to Prepare

A woman wearing glasses and a hoodie sits at a desk holding an HMRC envelope, looking stressed — highlighting the anxiety of receiving an audit letter.

Worried about a potential HMRC audit? Learn what triggers an investigation, how to stay off HMRC’s radar, and what to do if you get that dreaded letter.