HMRC’s 2025 Crackdown – What Small Businesses & Landlords Must Know

HMRC Crackdown 2025: What small businesses and landlords must know about tax compliance – Grace Certified Accountants blog.

HMRC’s latest report shows a tougher stance in 2025: more compliance staff, AI tools, and faster debt collection. Small businesses and landlords are firmly in the spotlight. Find out what this crackdown means for you and the steps you can take to protect yourself.

Trivial Benefits & Staff Gifts – What You Can (and Can’t) Give Tax-Free

Find out what HMRC allows as a tax-free gift under the Trivial Benefits rules. Learn the £50 limit, director restrictions, common mistakes, and how to avoid unexpected tax charges.

Making Tax Digital: A beginner’s Guide for the Self Employed

Digital graphic titled “Making Tax Digital Explained” for self-employed, highlighting 2026 to 2028 changes under HMRC rules.

New to MTD? This blog explains what Making Tax Digital is, how it works, and how to get started — in plain English for self-employed and landlords.

Business Expenses – What You Can and Can’t Claim (UK 2025)

Confused about what business expenses you can claim in 2025? This guide breaks down HMRC rules for UK sole traders and limited companies, with tips to avoid common mistakes.

Making Tax Digital (MTD) for Income Tax: Your Step by Step Guide for 2026

Dora Ngoma, Chartered Accountant at Grace Certified Accountants, helping self-employed clients and landlords prepare for Making Tax Digital.

MTD for Income Tax is on its way. From April 2026, self-employed people and landlords earning over £50k must report quarterly using software. This guide explains who’s affected, how it works, and what you should do now

New Companies House ID Verification Rules Coming Autumn 2025 – What You Need to Know

Woman completing identity verification online using a passport and ID card, representing Companies House ID check requirements

From Autumn 2025, all UK company directors, PSCs and agents must verify their ID with Companies House. Here’s how the new rules work — and what you need to do.

About Me

Dora Ngoma, Chartered Accountant at Grace Certified Accountants, helping self-employed clients and landlords prepare for Making Tax Digital.

From a childhood bakery in Zambia to founding a modern UK accountancy firm, Dora Ngoma shares the story behind Grace Certified Accountants — and why people come first.

Surviving an HMRC Audit: What Triggers Investigations and How to Prepare

A woman wearing glasses and a hoodie sits at a desk holding an HMRC envelope, looking stressed — highlighting the anxiety of receiving an audit letter.

Worried about a potential HMRC audit? Learn what triggers an investigation, how to stay off HMRC’s radar, and what to do if you get that dreaded letter.

Making Tax Digital for the Self-Employed: April 2026 Changes That You Need to Know

Dora Ngoma preparing Making Tax Digital records at her desk for a self-employed UK client.

Making Tax Digital (MTD) is evolving again. From April 2026, even more Self-employed people and Landlords will be required to keep digital records and submit quarterly updates. Here’s what you need to know to stay compliant.