Grace Certified Accountants (Staging)
Chartered Certified Accountants in Hemel Hempstead
Gifting property can trigger big tax bills. Discover practical alternatives — trusts for control, joint ownership for flexibility, and life-insurance planning to cover Inheritance Tax — explained clearly for UK families.
If you gift your home but continue living in it rent-free, HMRC may treat it as still yours. Learn how the Gift With Reservation rule works — and how to avoid losing Inheritance Tax relief.
The 7-year rule can remove gifts from your estate for Inheritance Tax, but only if you survive long enough — and don’t keep using the property. Learn how taper relief and HMRC’s “gift with reservation” rules apply.
Gifting property isn’t always tax-free. HMRC treats it as a sale at market value, meaning you could owe Capital Gains Tax even when you give it away.
Learn how CGT works, what reliefs apply, and how to plan ahead.
Many parents want to share property with children during their lifetime to avoid disputes later. But HMRC has strict rules on what counts as a gift. Learn how Capital Gains Tax, Inheritance Tax and the settlements rule apply, and avoid costly mistakes when gifting or transferring property.
Gifting property while still using it may not reduce your Inheritance Tax bill. Here’s how the Gift With Reservation rules really work — and how to avoid the trap.
Transferring buy-to-lets into a limited company can save tax — but CGT, SDLT, and refinancing costs apply. Here’s what landlords need to know in 2025.
Inheriting property doesn’t trigger Capital Gains Tax — but selling it might. Here’s how CGT works after inheritance and what to watch out for.
Selling a property to your child at a discount might seem generous — but for HMRC, it’s a part-sale, part-gift. Here’s how it affects your tax bill.