Gift With Reservation – Why Living in a Gifted Property Can Backfire

Parent and child holding house – Gift With Reservation of Benefit explained.

If you gift your home but continue living in it rent-free, HMRC may treat it as still yours. Learn how the Gift With Reservation rule works — and how to avoid losing Inheritance Tax relief.

Inheritance Tax and the 7-Year Rule – What You Need to Know

House with clock overlay – Inheritance Tax 7-year rule for property gifts.

The 7-year rule can remove gifts from your estate for Inheritance Tax, but only if you survive long enough — and don’t keep using the property. Learn how taper relief and HMRC’s “gift with reservation” rules apply.

What Counts as a Gift in the Eyes of HMRC?

Parent gifting a property to a child – HMRC rules explained

Many parents want to share property with children during their lifetime to avoid disputes later. But HMRC has strict rules on what counts as a gift. Learn how Capital Gains Tax, Inheritance Tax and the settlements rule apply, and avoid costly mistakes when gifting or transferring property.

Can You Sell a Property to Your Child Below Market Value? (UK Tax Rules)

Illustration of a house being handed from a parent to a child with money and tax icons, showing a mix of sale and gift.

Selling a property to your child at a discount might seem generous — but for HMRC, it’s a part-sale, part-gift. Here’s how it affects your tax bill.

Using Trusts to Manage Property Tax – What You Need to Know (UK)

Illustration showing a home labelled “Trust” being handed over with tax symbols in the background — representing CGT and IHT issues.

Putting property into a trust might seem like a tax-saving move — but it can trigger CGT, IHT, and admin rules. Here’s what landlords and owners must know.

Gifting Your Home to a Family Member: What Are the Tax Implications?

One person handing over house keys to another in front of a residential home – symbolising property gift or family transfer

Thinking of gifting your home to a child, nephew, or other family member? Before you act, find out how Capital Gains Tax, Inheritance Tax and SDLT could apply.

Transferring Property to Your Spouse or Children: What Taxes Apply?

Smiling couple standing outside a UK home holding documents, representing a property transfer between family members

Gifting a property to a spouse or child? It’s not always tax-free. This guide explains what HMRC expects around CGT, SDLT, rental income, and inheritance tax.