Gift With Reservation – Why Living in a Gifted Property Can Backfire

Parent and child holding house – Gift With Reservation of Benefit explained.

If you gift your home but continue living in it rent-free, HMRC may treat it as still yours. Learn how the Gift With Reservation rule works — and how to avoid losing Inheritance Tax relief.

Inheritance Tax and the 7-Year Rule – What You Need to Know

House with clock overlay – Inheritance Tax 7-year rule for property gifts.

The 7-year rule can remove gifts from your estate for Inheritance Tax, but only if you survive long enough — and don’t keep using the property. Learn how taper relief and HMRC’s “gift with reservation” rules apply.

Can You Sell a Property to Your Child Below Market Value? (UK Tax Rules)

Illustration of a house being handed from a parent to a child with money and tax icons, showing a mix of sale and gift.

Selling a property to your child at a discount might seem generous — but for HMRC, it’s a part-sale, part-gift. Here’s how it affects your tax bill.

Can I Gift My Property to a Partner, Niece or Nephew Without Paying Tax?

Illustration showing a partner, niece, and nephew beside a house with the title “Can I Gift My Property Without Paying Tax?

You can gift property to anyone — but it’s rarely tax-free. We explain the CGT and IHT rules for gifting to a partner, niece, or nephew.

Gifting Your Home to a Family Member: What Are the Tax Implications?

One person handing over house keys to another in front of a residential home – symbolising property gift or family transfer

Thinking of gifting your home to a child, nephew, or other family member? Before you act, find out how Capital Gains Tax, Inheritance Tax and SDLT could apply.