Financial Habits That Hold Back Small Business Owners – And How to Fix Them

SME shop with icons of bad habits (VAT, cash, warning) crossed out and good habits (calculator, accountant, laptop) ticked, with blog title banner.

Are bad money habits holding back your business? From mixing finances to poor record-keeping, discover the most common financial mistakes small business owners make — and the practical steps you can take to fix them.

How Do You Pay Yourself When Your Business Is a Limited Company?

Dora Ngoma with blog title “How Do You Pay Yourself from a Limited Company” and pound sign graphic.

Running a UK limited company? Discover how to pay yourself legally and tax-efficiently in 2025 — from salaries and dividends to director’s loans and expenses.

How to Set Up a Small Business in the UK – Step-by-Step

Dora Ngoma, Chartered Accountant, smiling at her desk with a laptop, notebook, and phone, overlaid with the title “How to Set Up a Small Business in the UK – 2025” and the Companies House logo.

Thinking of starting a business in the UK? This step-by-step guide covers choosing a structure, registering with HMRC or Companies House, managing taxes, and building a strong foundation for success.

Trivial Benefits & Staff Gifts – What You Can (and Can’t) Give Tax-Free

Find out what HMRC allows as a tax-free gift under the Trivial Benefits rules. Learn the £50 limit, director restrictions, common mistakes, and how to avoid unexpected tax charges.

How Foreign Income Is Taxed in the UK: A Guide for Residents

Still image from Grace Certified Accountants video explaining how UK residents are taxed on foreign income

If you’re a UK resident earning income from abroad — dividends, rental, trading, or foreign gains — you may need to declare it to HMRC. This guide explains how UK tax rules apply and how to avoid paying tax twice using double taxation relief.

Making Tax Digital: A beginner’s Guide for the Self Employed

Digital graphic titled “Making Tax Digital Explained” for self-employed, highlighting 2026 to 2028 changes under HMRC rules.

New to MTD? This blog explains what Making Tax Digital is, how it works, and how to get started — in plain English for self-employed and landlords.

Business Expenses – What You Can and Can’t Claim (UK 2025)

Confused about what business expenses you can claim in 2025? This guide breaks down HMRC rules for UK sole traders and limited companies, with tips to avoid common mistakes.

Can Landlords Still Claim Mortgage Interest? Section 24 Explained (2025 Guide)

Section 24 Mortgage Interest – UK Landlord Tax Guide 2025

Section 24 has changed how landlords claim mortgage interest. Learn how the 20% tax credit works, why your taxable profits look higher and what you can still claim in 2025.

From the Village to the Boardroom: Why Every Business Needs a Support Network

Slide reading ‘Who’s in Your Business Village?’ from a video on building business support networks.

Growing a business isn’t a solo act. From VAs to accountants, this post explores the power of building your own village — and why no business owner should go it alone