Grace Certified Accountants (Staging)
Chartered Certified Accountants in Hemel Hempstead
Gifting property can trigger big tax bills. Discover practical alternatives — trusts for control, joint ownership for flexibility, and life-insurance planning to cover Inheritance Tax — explained clearly for UK families.
If you gift your home but continue living in it rent-free, HMRC may treat it as still yours. Learn how the Gift With Reservation rule works — and how to avoid losing Inheritance Tax relief.
The 7-year rule can remove gifts from your estate for Inheritance Tax, but only if you survive long enough — and don’t keep using the property. Learn how taper relief and HMRC’s “gift with reservation” rules apply.
Gifting property isn’t always tax-free. HMRC treats it as a sale at market value, meaning you could owe Capital Gains Tax even when you give it away.
Learn how CGT works, what reliefs apply, and how to plan ahead.
Inheriting property doesn’t trigger Capital Gains Tax — but selling it might. Here’s how CGT works after inheritance and what to watch out for.
Selling a property to your child at a discount might seem generous — but for HMRC, it’s a part-sale, part-gift. Here’s how it affects your tax bill.
You can gift property to anyone — but it’s rarely tax-free. We explain the CGT and IHT rules for gifting to a partner, niece, or nephew.
Putting a property into a Trust can help with inheritance planning, but it can also trigger tax. In this post, we break down the pros and cons.
What happens to your rental property when you die? This guide explains how Inheritance Tax and Capital Gains Tax work on death, what your heirs inherit, and the planning options to protect your family from unnecessary tax.