HMRC Property Rules

Alternatives to Gifting Property – Trusts, Joint Ownership & Insurance

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Icons of house, handshake, and shield – representing trusts, joint ownership and insurance as alternatives to gifting property in the UK.

Gifting property can trigger big tax bills. Discover practical alternatives — trusts for control, joint ownership for flexibility, and life-insurance planning to cover Inheritance Tax — explained clearly for UK families.

Can You Sell a Property to Your Child Below Market Value? (UK Tax Rules)

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Illustration of a house being handed from a parent to a child with money and tax icons, showing a mix of sale and gift.

Selling a property to your child at a discount might seem generous — but for HMRC, it’s a part-sale, part-gift. Here’s how it affects your tax bill.